Commercial Vehicle Insurance You Can Trust
Comprehensive coverage for trucks, buses, taxis & delivery fleets. Fast claim settlement, affordable premiums, and dedicated support — built for Indian commercial vehicles.
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Why Choose Us
We empower your business with specialized commercial insurance solutions that go beyond simple coverage — we ensure your continuous growth and security.
Precision Coverage
Every business is unique. We provide tailored policies that cover specific commercial risks from long-haul logistics to last-mile delivery.
Business Uptime
Minimize downtime with our express claims process. We prioritize commercial repairs to get your vehicles back on the road instantly.
Expert Response
Our specialized commercial response team is available round-the-clock to manage roadside emergencies and policy adjustments.
Cost Optimization
Lower your operational costs with our data-driven premium models and fleet-size discounts designed for growing businesses.
Industries We Serve
From heavy logistics to passenger transit — we provide risk-specific coverage backed by deep industry knowledge. Tap any card to get an instant quote on WhatsApp.
Logistics & Freight
Complete protection for long-haul trucks, cargo loads, and fleet liability. Covers transit damage, third-party claims, and driver safety.
Construction
Specialized policies for cranes, excavators, dumpers, and contractor vehicles. Covers equipment breakdown, site accidents, and liability.
Last-Mile Delivery
Affordable coverage for courier vans, e-commerce delivery bikes, and local fleet operations. Includes goods-in-transit and rider protection.
Passenger Transit
Full coverage for taxis, Ola/Uber fleets, school buses, and shuttle services. Includes passenger liability and driver medical coverage.
Our Insurance Plans
Explore a wide range of commercial insurance options designed to fit your business, protect your assets, and give you complete peace of mind.
Heavy Truck Insurance
Comprehensive coverage for long-haul and local heavy trucks, protecting against collision, cargo damage, and liability.
Learn MoreDelivery Fleet Insurance
Tailored policies for courier and delivery fleets, ensuring your goods and drivers are protected on every route.
Learn MoreTaxi & Rideshare
Specialized coverage for passenger transport vehicles, including liability for passengers and drivers.
Learn MoreNeed a Custom Plan?
We offer specialized coverage for unique commercial vehicles and large enterprise fleets across India.
View All PlansHow It Works
Getting insured with Policy Saathi is quick, easy, and hassle-free. In just a few simple steps, you can protect your commercial vehicles.
Choose Your Plan
Browse our range of commercial insurance options — from single trucks to large fleets. Select the coverage that fits your needs.
Get a Free Quote
Fill out a quick form and receive a personalized quote instantly. No pressure, no hidden fees — just clear pricing.
Get Covered
Review your policy details, complete the sign-up, and you're all set. Your protection starts immediately.
Trust Across India
Real impact for businesses that move the nation. See how we protect fleets, cargo, and profitability every single day.
"Managed to reduce our annual insurance premium by 22% for our fleet of 45 heavy trucks. The fleet telematics discount was a game changer for our operations."
Rajesh Malhotra
CEO, Malhotra Logistics India
"Had a major cargo damage claim during the monsoon. Policy Saathi settled the full amount within 48 hours, ensuring our customer relations remained intact."
Vikram Singh
Proprietor, Northern Express
"Switching our 100+ taxi fleet to Policy Saathi simplified everything. Their 24/7 pan-India roadside assistance has significantly reduced our vehicle downtime."
Ananya Iyer
Fleet Manager, Urban Cabs
Frequently Asked Questions
Got questions? We've got answers to help you make the best choice for your fleet.
We insure a wide range of commercial vehicles including heavy trucks, delivery vans, box trucks, taxi fleets, rideshare vehicles, and specialized construction equipment.
You can get a customized quote within minutes by filling out our online form or speaking directly with one of our licensed advisors over the phone.
Yes, all our comprehensive commercial plans include 24/7 roadside assistance to minimize your fleet's downtime and keep your business moving.
Absolutely. Our digital portal allows you to view policy details, file claims, add or remove vehicles, and download certificates of insurance instantly.
Yes! We offer volume discounts for businesses insuring multiple vehicles. The more vehicles you insure with us, the more you save per vehicle.
Our 24/7 claims team will guide your driver through the process. We work quickly to assess the damage, provide repairs through our network, and get the vehicle back on the road.